Dont get burned by work at home scams!

We have all seen the signs on the side of the road or received an annoying email telling you you can “be your own boss” or “earn six figures from home”.  We would all love to make a lot of money fast and easily but it is just not reality. Many of these SCAMS are pyramid schemes where a percent of what you make goes to the person who signed you up and you get a percentage of any one you signed up. Although you can make money with these you have to be willing to be a little pushy and possibly buy products from a specific company at no real discount. Other programs offer to help you get started as a medical transcription or a bill collector(usually called by a different name), but you have to give them an up front fee. Especially watch out for any scheme that could get you in trouble with you state licensing agencies, you can get sued or fined heavily. Here are some examples to watch out for:

  • Signs or emails claiming to give you a way to get rich quick and easy.
  • Programs that ask for a fee up front.
  • Any schooling that can be done in a few weeks or even months from schools you have never heard of.
  • People posing as a common business or Internet company you have heard of(Google, Amazon, ebay), it is easy to make an email look like an official business email.
  • Know that people wont go out of their way to show you the secrets of their success without there being something in it for them. These businesses need you much more than you might need them.

Finally do your research, the Internet is a great way to find out about possible scam business opportunities. Do a Google search of the companies name and a search on that particular business(i.e. medical transcription, medical coding). Also feel free to send us an email and we can do some research for you. If you are interested in finding some legitimate ways to work from home check out a list from about.com and some tips to starting a home based business from entrepreneur.com.new

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Top 7 sign’s you’re getting scammed!

Here is a quick list of phrases you should watch out for:

  1. You must act know!
  2. You need to reset your passwords!
  3. You owe back taxes!
  4. You have won some money (variation is you have unclaimed money) !
  5. You get a high yield return with no risk!
  6. Do you know who this is?
  7. You have to send your payment via money order or wire transfer!

For a more comprehensive list download our telemarketers cheat sheet. Great for high risk family members, laminate it and keep it close to the phone. Telemarketers cheat sheet

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The grandchild scam; how low will they go?

This one starts with a simple phone call. Here is a sample phone call.

Scammer: Hi grandma!

Innocent senior: Hello

Scammer: Do you know who this is?

The senior will generally say one of their grandchildrens name, once they do the scammer says yes and will then tell the senior that they need money for an emergency (got in trouble, have to pay rent, car broke down). Stressing not to tell Mom because she will be mad at the grandchild.

Innocent Senior: Chris?

Scammer:yes, I have gotten into some financial trouble and need to borrow $800 dollars for my rent.

The scammer will then instruct them to send the money via money gram or western union.

Our main suggestion would be never to volunteer any information. This is hard when they feel it is a loving member of their family. This scam can only be stopped if we can get the word out. Share this story with a friend and ask them to do the same.

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