Beware of online auctions, if it seems to good to be true it probably is.

I ran across an article on msn about how a teenager was able to scam thousands and thousands of dollars from trusting Ebay members. There is no real trick to it just sell a product boasting of high quality or top of the line features, and delivering a product worth fractions of the selling price. In this particular article the boy was selling laptops he purchased in bulk that were obsolete, then made some small changes to them and sold them as high end computers. Sometimes even with pictures of real top of the line computers. This type of scam is also done on many legitimate looking websites. I had a friend who was about to Moneygram money to a company in China, when he looked up the web address using google. Close call because what he found is that this scam had been done to other consumers. When spending lots of money to buy a product that you have never seen you need to do a little research, and until you have proof that it is a legitimate transaction don’t exchange money. You can also check out or page with known scam websites. I received a message saying that I had posted the name of a website, and that it was in error. I asked the sender to send me proof and that I would also do more research on the site. I never heard from him again and I found more sites he authored that had ripped consumers off.



Check your bank statements, credit card statements, and medical statements!

Find a certain time of the month to check all your statements. You may be surprised to find things that were purposely charged to your accounts and some that may have accidentally been charged to your accounts. Remember that your medical bills are subject to fraud and accidental over charges. Many people do not question these accounts and not only do they affect your pocket but can increase insurance premiums for everyone. Unfortunately some of our medical professions are subject to making mistakes just like the rest of us. If you monitor your accounts every month you will find mistakes from time to time, and if gone uncorrected can become reoccurring fees out of your pockets. Another good reason to check your accounts is to see where you are spending money and can be a big help in budgeting.

Freight company fraud

Well I Chris Cator the author of this blog has been ripped off big time. You would think that I would be good at sniffing out potential frauds but I got fooled. I use a company called Uship for deliveries and I accepted a bid from a company called ICON Worldwide (funny how the name is “ICON”). The shipment was to be delivered in 3 to 5 days and what a surprise it never showed up. I got excuse after excuse, and was told it will be there next week, and then next week, and then next week. Well $1800 dollars later I am out the shipping money and the $4500 dollars of products. I guess I figured that Uship screens the shippers, but I should have done my research. It is my money and I am the only one who can really protect it. I have disputed the charge with my credit card company but even if I get the $1800 back I am still out my products (for my website What can be done; nothing really. I submitted a complaint with Uship and maybe they will get rid of them as a member, but I am sure they will be off to a new scam. I guess it is easy for an outsider to detect a scam than someone who has a financial interest in the transaction. Well we will just keep trying.